Online Benefits Directory

Summary of Benefits

Critical Illness insurance provides a cash benefit when a Covered Person is diagnosed with a covered critical illness or event after coverage is in effect . See State Variations (marked by *) below.

Who Is Eligible For Coverage

All active, full-time Employees of the Employer who are regularly working in the United States a minimum of 20 hours per week and regularly residing in the United States and who are United States citizens or permanent resident aliens and their Spouse and Dependent Children who are United States citizens or permanent resident aliens and who are residing in the United States. You will be eligible for coverage the first of the month on or after 30 days of active service.

Initial Critical Illness Benefit

Benefit for a diagnosis made after the effective date of coverage for each Covered Condition shown above. The amount payable per Covered Condition is the Initial Benefit Amount multiplied by the applicable percentage shown. Each Covered Condition will be payable one time per Covered Person. A 180 days separation period between the dates of diagnosis is required.

Available Coverage

The benefit amounts shown will be paid regardless of the actual expenses incurred. The benefit descriptions are a summary only. There are terms, conditions, state variations, exclusions and limitations applicable to these benefits. Please read all of the information in this Summary and your Certificate of Insurance for more information. All Covered Critical Illness Conditions must be due to disease or sickness.

Cost of benefit

There is no cost to you at this time. G & W Equipment pays the cost of this coverage.

Critical Illness Benefit Summary Brochure

Online Forms & Documents

Critical Illness:  How to File a Claim Customer Flyer

Critical Illness Core Offering Proof of Loss Customer Form